2 teaspoons chili powder
1 (16-ounce) can spicy fat-free refried beans
1/3 cup chunky medium salsa
1 (8-ounce) container plain fat-free or lowfat yogurt
1 cup finely chopped iceberg lettuce
1 cup shredded reduced-fat mozzarella cheese(or Mexican-blend cheese)
1 cup shredded reduced-fat cheddar cheese(or Mexican-blend cheese)
1 tomato, seeded and chopped
1/3 cup sliced green onion, including tops
2 tablespoons black olives, chopped
Baked tortilla chips (optional)
Assortment sliced vegetables (optional)
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